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Mortgage Calculator

Mortgage Calculator

Use this free mortgage calculator to see how monthly overpayments can reduce your mortgage term and save you thousands in interest. 

Adjust the numbers to explore different scenarios and understand the long‑term impact.

Your Mortgage Details

£
£
10% deposit
£225,000
%
years
£1,251.58

Monthly Overpayment

Add extra each month to pay off your mortgage faster

Extra per month £0
£0 £2,500 £5,000 £7,500 £10,000

Your Savings

0 years
Time saved
💰
£0
Interest saved
🏠
25 years
New mortgage term
Without overpayment
£0
With overpayment
£0

Mortgage Timeline

Year 25
Year 25
Now 25 years
Original term With overpayments

For illustrative purposes only. Actual savings may vary. Consult your mortgage provider about overpayment limits.

If you’d like help deciding the right overpayment strategy for your situation, I can walk you through the numbers and help you make confident, informed decisions.

Book a coaching session today to work through this mortgage calculator together 😊

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