Make My Money Work
Tools & guides

Free Money Tools & Guides

Handy UK money tools and guides to help you budget, understand your mortgage and build better money habits. No sign-up faff.

Tool

Mortgage Calculator

This tool helps you understand how your mortgage behaves when you change the key variables: house price, deposit, interest rate and term.

You can also explore how monthly overpayments reduce the total interest you pay and shorten the length of your mortgage.

Use the calculator
Quiz

Money Leak Finder

Discover the perfect tool to uncover where your hard earned money is going each month.

Whether you’re looking to budget better, shift your mindset, or plan your financial glow-up, I’ve got something just for you!

Go to quiz
Guide

3-Step Money Guide

Ready to see where you really stand?

This free worksheet walks you through three steps: what’s coming in, what’s going out and what you want. You get clear next steps and a PDF you can keep.

It’s like a pep talk from your future self.

Start the 3-step guide
Checklist

30-Day Financial Glow-Up Checklist

Your money glow-up starts here!

This checklist is your personal roadmap to feeling more in control, confident, and unapologetically powerful with your finances.

No fluff — just real progress in bite-sized steps.

Take the 30-day challenge

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